Tools and the plan summary

Can I afford it?

Describe what you're thinking about under What are you thinking about?, such as a one-time purchase or a new monthly cost, and choose Check it. The answer explains What changes in your plan and How this was checked.

Nothing changes until you choose Add to my plan. You can also choose Try it as a scenario to compare it with your plan first.

Debt payoff planner

Enter each debt's balance, interest rate and minimum payment, and how much you can pay On top of your minimum payments. The planner shows how fast each debt goes and what it costs in interest, three ways:

• Highest rate first, which usually costs the least interest.
• Smallest balance first, which clears individual debts sooner.
• Minimums only, as a baseline.

Apply to my plan uses the approach you choose. The Should I refinance? card compares your current loan with a new rate and costs.

Emergency fund

This tool shows your Cash on hand, how many months it Covers essentials for, and what would happen if a working member of the household lost their job, measured in months without pay.

It doesn't include unemployment benefits or severance, so the real picture may be better.

Plan summary

Our plan in two minutes is a short summary for a partner, a family member or an advisor. Its sections:

• Where we are
• How it looks
• If things change
• What we're working on

Choose Print for a paper copy. To share a live, read-only view instead, create a share link in Settings. See settings and sharing.